The best advice I can give should you ever be involved in an auto accident is to first dial 911 to report the accident, seek appropriate medical attention, and then promptly contact a trustworthy attorney.
You absolutely should contact the police regardless of how minor you believe the accident may be. I have seen too many times where people thought they were being nice by not involving the police only to have the at fault driver later attempt to deny being involved or attempt to deny police to conduct the proper investigation. Doing so will go a long way in streamlining the claims process and creating peace of mind.
If you are injured, GO SEE A DOCTOR! Too often people involved in auto accidents put off seeking the appropriate medical attention. I have heard every possible excuse including “I couldn’t get off work”. By not seeking the appropriate medical attention, you run the risk of any injury worsening and/or risk a delay in the recovery.
You should also consult with an attorney with whom you trust and an attorney that specializes in this area of the law. Additionally, you should NEVER speak with anyone associated with the insurance company (they will record you) and never sign anything before consulting with an attorney. It is extremely important that an investigation beyond the police investigation be conducted promptly. For example, photographs of the scene and vehicles should be taken, witnesses identified, and statements obtained. Further, there are certain time frames within which insurance companies must initiate their investigations and resolve certain claims, including any property damage claim. Insurance companies employ individuals whose only job is to investigate claims. By consulting with an attorney, you not only obtain knowledge and information, but level the playing field when it comes to dealing with the insurance company. Since consultations are free, there is really no reason to place your best interest in jeopardy by not consulting with an attorney.
